With the deadline for Marketplace health insurance passing, alternative health insurance options presented themselves as viable.
MIAMI, December 17, 2018 (Newswire.com) - After the deadline passing by this past weekend, health insurance consumers that mistakenly missed it have been looking for possible Obamacare alternatives. With limited options, the stronger alternatives presented themselves as more feasible. Depending on household needs and income, some of the following options are actually better-suiting than Marketplace health insurance plans. Another plus next to these Health Insurance Alternatives is that consumers are able to enroll year-round, giving health insurance consumers the freedom of starting their policy when they feel they're ready.
A great alternative for most healthy young adults would be Short-Term Health Insurance policies. With these plans having its returned 364-day limit alongside being up to 70 percent cheaper than qualified Obamacare ACA Marketplace Plans for some, it's a great fit for those not too dependent on their insurance and who just need an affordable alternative for the 'what ifs' in life.
Most families that do not qualify for a tax credit (subsidy) through Obamacare may find a sweet spot between pricing and coverage with Health Sharing Memberships. There are a few things that make Health Sharing more appealing to the public. One, is their ability to enroll all-year round. This allows consumers to enroll whenever they feel ready, a plus for people who missed the deadline for Marketplace health insurance anyways. Health Sharing Memberships also avoid the hassles of Obamacare, and the Health Insurance Marketplace. Enrollment processes are made easy for families and individuals. In some cases, families will walk away with a plan that suits their coverage needs for almost half of what they would pay for an ACA plan. Consumers should keep in mind that while these plans are considered health care plans they are not considered health insurance. Another thing to take into account is that most health sharing plans are more like a health program designed to keep groups healthy and consumers should always know these guidelines in order to avoid costly mishaps.
Of course, with the Obamacare Tax Penalty being dismissed for 2019 health insurance coverage, the only searchers left are people looking for quality coverage they look forward to using. These two affordable alternatives are presented, alongside much more, at https://www.benavest.com or call a licensed agent at 877-962-8332.
Source: BenaVest | Health, Life & Retirement